Your whole family in one view.
And everyone keeps their own account.
Link with the people you choose: your partner, your parents, your grown kids. You choose what crosses, one thing at a time.
Preview: the demo shows today's app
How it works
Your own account
You keep your money, your login and your history.
Link with your people
Your partner, your family, the person helping your mom, your advisor. Each link is a yes from both sides.
Choose what each thing shows
Every account, goal and expense goes in a room. You decide who sees what.
Your family view, under your family's name
The Morales family calls theirs “Los Morales.”
Carlos and Maria are partners, and each has their own login. Abuela Rosa, Sofia, Diego and Mateo each have their own account too.
When they link, the family view shows what each person chose to share. Nobody's money moves, and nobody joins anyone else's account.
Their family view is called
Los Morales
Everyone keeps their own nest.
Three rooms for the things you share
Rooms label things, not people. Each account, goal and expense goes in one room, and the room says how much of that one thing you share.
- Kitchen Table
- Things you share with full numbers, with the people you link with.
- Living Room
- Things you share as a summary: the big picture and shared goals, without the details.
- Private Bedroom
- Only you. It never crosses any link.
Mama Rosa picks a room for each thing she has
Her savings account
Kitchen Table
Carlos sees the full balance.
Her roof repair goal
Living Room
Sofia sees the big picture: the goal is on track. Not the details.
Her gift fund for the grandkids
Private Bedroom
Only Rosa sees it. No one else, not even an advisor.
Who pays is not who sees
Paying never buys the right to see.
Diego helps pay. He sees what he saw before.
Mom sees that Diego is helping, not how much.
- Your Private Bedroom stays yours. Always. It never crosses any link: not your partner's, not a helper's, not an advisor's.
- If the person helping pay stops, the paid help pauses. Nothing is deleted, and no one loses what they could see.
Helping your mom or dad with their plan?
That's Care. Your mom keeps her own account, and she chooses who helps.
See how Care works →
The rotating savings circle — built in.
La cundina is how first-generation families build wealth together. WiseNest is the only retirement platform with cundina built into your financial plan — trackable, transparent, and connected to your long-term goals.
Also known as a tanda, sou-sou, hui, esusu, vaquita, or ajo — the same trusted circle, by every name.
Las Cundinas y Más
We built cundinas in because your family already knows how money works — in rounds, in community, in trust. Cundinas (Mexico), tandas (Mexico / American Southwest), susus (West Africa / Caribbean), paluwagan (Philippines), hui (China / Taiwan), gam'iya (Egypt & Middle East) — the practice spans cultures and generations. WiseNest models it because your grandparents knew something the fintech industry forgot: saving together is saving smart.
What happens to your family if something happens to you?
WiseNest Household Protection shows exactly what changes for your partner if something happens to you: income, Social Security, insurance needs. Know now. Plan now.
From your parents' generation to your children's.
Legacy planning, gifting strategies, estate basics — built into the same plan as your retirement. Because for multi-generational families, they're the same plan.
- Gifting while here
- Family tree + keepsake
- Basic estate planning
- Beneficiary tracking
Your plan. In the language that feels like home.
Full EN·ES support — not just translated, re-expressed in the voice of your family.
“I finally have a plan that includes my parents AND my kids. I've been looking for this for 20 years.”
“The cundina feature alone was worth it. My circle can see exactly what we have without seeing my private retirement.”
“My advisor set us up. Now my whole family uses it. Even my mom, and she only speaks Spanish.”
Familia
$19/mo
or $149/yr · save $79
$649 once, for life
Everyone keeps their own account.
Start with the Morales family demo →Preview: the demo shows today's app
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