Your financial data is safe with us.
WiseNest is built on the principle that your retirement data belongs to you — not advertisers, not data brokers, not us. We apply enterprise-grade security practices so you can plan your future with confidence.
Encryption everywhere.
All data is encrypted in transit using TLS 1.2+ and encrypted at rest in our database. Your financial inputs, account balances, and planning data are never stored in plain text.
Read-only account linking.
When you connect a bank or brokerage, WiseNest receives read-only account data through our Plaid integration. We never see or store your login credentials, and you can disconnect any account at any time.
Controls implemented; SOC 2 Type II observation underway.
Controls implemented; SOC 2 Type II observation underway.
Your data is never sold.
We do not sell your personal or financial data to third parties. We do not use your retirement numbers to train AI models or target you with third-party financial products. Your data powers your plan — nothing else.
Elder Protection Mode.
Extra safeguards for people 65 and older. Decisions that are hard to undo, like when to start Social Security or opening a reverse mortgage, ask for one more plain-language confirmation.
What crosses a link (and what never does)
Linking with your partner, your family or your advisor never opens your whole plan. Here is the line we hold.
Only what you choose crosses.
Each person decides what to share, one thing at a time. Linking never moves anyone's money.
Your Private Bedroom stays yours. Always.
It never crosses any link: not your partner's, not a helper's, not an advisor's.
Paying never buys the right to see.
Whoever pays sees exactly what they saw before. The person being helped sees who helps, never how much.
Every change in your mom's plan is written down.
When someone makes a change for her in Care, she and the people helping her can read it, and the family can object.
You can always share less.
With anyone, any time. It takes effect at once.
Questions about our security practices? Reach out at support@getwisenest.com.